314-690-8414

Terms & Conditions

These Terms govern your access to and use of www.WomenInFinanceMastermind.com as well as all content and AT International, LC products and services available at or though the website (collectively, “Services”). Our Services are offered subject to your acceptance, without modification, of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, AT International, LC’s Privacy Policy, and procedures that may be published from time to time by AT International, LC (collectively, the “Agreement”). You agree that we may automatically upgrade our Terms, and the Agreement will apply to any upgrades. Please read the Agreement carefully before accessing or using our Website and our Services. By accessing or using any part of our Website and our Services, you agree to become bound by the Agreement. If you do not agree to all the terms of the Agreement, then you may not access or use our Website or our Services.

Our Usage Policy: I (Aprille Trupiano) have created this site and manage this site. This site, blog and related services are designed to educate and assist you in your professional and personal endeavors, and I encourage you to express yourself freely. However, I ask that you strictly follow the Nice Rules: Be responsible in what you write. Be respectful in how you express yourself. Being direct or even critical is fine, but rudeness and personal attacks are not okay nor will they be tolerated. In particular, make sure that none of the prohibited items listed below appear in your comments or your links (including, but not limited to, spam, viruses, or hate content). And for the love of the Heavens above…no political commentary!! It’s simply not why we’re here on this site so take it elsewhere.

Terms of Service: The following terms and conditions govern all use of the www.WomenInFinanceMastermind.com website and all content, services and products available at or through the website. The Website is owned and operated by AT International, LC. The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, our Privacy Policy) and procedures that may be published from time to time on this Site by AT International, LC (collectively, the “Agreement”).

Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services. The Website is available only to individuals who are at least 13 years old. Any person who registers as a user or provides their personal information to our Services represents that they are 13 years of age or older (or 16 years or older in the European Union).

Responsibility of Contributors: If you comment on a blog, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “Content”), You are entirely responsible for the content of, and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio file, a video file or computer software. By making Content available, you represent and warrant that:

  • the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;
  • if your employer or hiring contractor has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the Content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;
  • you have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;
  • the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;
  • the Content is not spam, is not machine or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);
  • the Content is not pornographic, does not contain threats or incite violence, and does not violate the privacy or publicity rights of any third party;
  • your blog is not getting advertised via unwanted electronic messages such as spam links on newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;
  • your posts are not named in a manner that misleads readers into thinking that you are another person or company. For example, the URL you use in your posts is not the name of a person other than yourself or company other than your own.

Without limiting any of those representations or warranties, AT International, LC has the right (though not the obligation) to, in AT International, LC’s sole discretion (i) refuse or remove any content that, in AT International, LC’s reasonable opinion, violates any AT International, LC policy or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Website to any individual or entity for any reason, in AT International, LC’s sole discretion. AT International, LC will have no obligation to provide a refund of any amounts previously paid.

Cancellation Policy Since we must make a myriad of careful arrangements prior to hosting you in Dubai, any cancellation* will result in a total loss of the $1500 USD non-refundable deposit. Any cancellation made between: January 14, 2020 and February 14, 2020 at the close of business (5pm CT) will result in a loss of 50% of the mastermind retreat fee. Any cancellation made between: February 14, 2020 after the close of business (5:01pm CT) and the mastermind retreat departure will result in a total loss of funds and you will be wholly financially responsible for the entire mastermind retreat fee, even if you do not attend the event. We reserve the right to cancel the mastermind retreat trip if it is not meeting the mastermind retreat minimum (if we do so, your deposit is refunded in full). Trip cancellation insurance is always recommended whenever making travel plans. After the close of business (5:01pm CT) on February 14, 2020, AT International, LC has no obligation to refund your monies. Cancellation must be done by calling our offices at (314) 690-8414.
*In the case of tragic loss of life or an act of God, a refund of $500 shall be granted. Proof of such incident must be provided to our staff before any refund shall be made. 

No Professional Advice Disclaimer The information contained in or made available through this website (including but not limited to information contained on blog posts, in text files, in audio messages, in videos, or in tele-classes) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. Neither we nor our licensors, vendors, facilitators, affiliates or suppliers or other third party affiliates make any representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Site. Neither we nor our partners, nor any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of the Site, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

Guarantees Disclaimer We value your business with us and every interaction with us, whether via live events, trainings, tele-classes, newsletters and/or other content, so we’ve made very diligent efforts to ensure we accurately represent our events, classes, retreats and other offerings, and their potential to help you grow personally and professionally. However, there is no guarantee that you will earn any money using such strategies and techniques, change your mental status, heal a terminal illness, or change anything in your life. Nothing on our website is a promise or guarantee of such changes. Your level of success in attaining results is dependent upon a number of factors including your skill, knowledge, ability, dedication, commitment, willingness to do the work we advise, patience, openness, and tenacity. Because these factors differ according to individuals, we cannot guarantee your success.

You are solely and completely responsible for your actions and your results in business and life. Any forward-looking statements outlined on our website are simply our opinion and thus are not guarantees or promises for actual outcomes. No guarantees are made that you will achieve any results from our ideas or models presented on our website, and we offer no professional legal, medical, psychological or financial advice.

Testimonials Disclaimer The personal experiences by user comments and testimonials on our website are not a guarantee of what you should expect to experience. Although AT International, LC and/or its affiliates, facilitators, companies and representatives accepts all testimonials in good faith, AT International, LC and/or its affiliates, facilitators, companies and representatives have not independently examined the specific personal results of any of our retreats, trainings, consulting, coaching or other offerings and video participants, and therefore has not verified the any specific experiences, improvements, changes or results quoted therein. These results may or may not be typical, and your results or experiences, if any, will vary and there is a risk that you will not make any changes at all, or experience what you believe you should experience. Again, whatever changes in your life that you make as a result of our any of our offerings, website content or any communication is totally up to you based on the factors stated in the Guarantees Disclaimer above.

Responsibility of Website Visitors: AT International, LC has not reviewed, and cannot review, all of the material, including computer software, posted to the Website, and cannot therefore be responsible for that material’s content, use or effects. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. AT International, LC disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.

Content Posted on Other Websites: We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which www.WomenInFinanceMastermind.com links. AT International, LC does not have any control over those websites and webpages, and is not responsible for their contents or their use. By linking to another website or webpage, AT International, LC does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, hackers, ransom schemes and other harmful or destructive content. AT International, LC disclaims any responsibility for any harm resulting from your use of non www.WomenInFinanceMastermind.com websites and webpages.

Copyright Infringement and DMCA Policy: As AT International, LC asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by www.WomenInFinanceMastermind.com violates your copyright, you are encouraged to notify AT International, LC in accordance with AT International, LC’s Digital Millennium Copyright Act (“DMCA”) Policy. AT International, LC will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. AT International, LC will terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of AT International, LC or others. In the case of such termination, AT International, LC will have no obligation to provide a refund of any amounts previously paid to AT International, LC

Intellectual Property: The www.WomenInFinanceMastermind.com site and its original content, features and functionality are owned by AT International, LC and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any AT International, LC or third-party trademarks.

Changes: AT International, LC reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. AT International, LC may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement. The latest change: March 12, 2019.

Termination: We may terminate your access to the Site, without cause or notice, which may result in the forfeiture and destruction of all information associated with you. All provisions of this Agreement that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Disclaimer of Warranties: The Website is provided “as is”. AT International, LC and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither AT International, LC nor its suppliers and licensors, makes any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Website at your own discretion and risk.

Limitation of Liability: In no event will AT International, LC, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to AT International, LC under this agreement during the twelve (12) month period prior to the cause of action. AT International, LC shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

General Representation and Warranty: You represent and warrant that (i) your use of the Website will be in strict accordance with the AT International, LC Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.

Indemnification: You agree to indemnify and hold harmless AT International, LC, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Website, including but not limited to your violation of this Agreement.

Miscellaneous: This Agreement constitutes the entire agreement between AT International, LC and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of AT International, LC, or by the posting by AT International, LC of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Website will be governed by the laws of the state of Missouri, U.S.A., excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in St. Louis, Missouri | USA. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. (“JAMS”) by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in St. Louis, Missouri | USA, in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys’ fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; AT International, LC may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.

Thank you so much to the generous team at Automattic (responsible for great creations like WordPress.com), who have made their more comprehensive Terms of Service available under a Creative Commons Sharealike license, which means that you can borrow some or all of their wording for your own Terms of Service. We appreciate you guys for saving us oodles of time and legal fees!